Ms. Valerie J. McNevin is a Senior Financial Specialist in the Financial Sector Operations and Policy Group of the World Bank. Prior to that she was a public policy and international legal consultant in electronic commerce. She served as the first Information Security Director and Information Privacy Director for the State of Colorado, an advisor to the U.S. Treasury International Technical Assistance Office and a consultant with the World Bank. She has lectured, trained and consulted with public, private and non-profit entities on critical thinking skills in architecting change in the telecommunications and financial services industries. She is a co-founder of the Center for Global Leadership in Trust, also known as the Center for Public Trust, headquartered in Colorado. A Fellow of the W. K. Kellogg Foundation, Ms. McNevin's research focused on how technology impacts public trust in democracies and their financial systems. She has an LL.M. in International Banking Law from Boston University's Morin Graduate School of Banking Law, a Diploma in Chinese Law from the University of East Asia and an LL.M. in European Union Community Law from the University of Leicester in Leicester, England.