The World Bank Group
 
WBI Courses and Events Housing Finance in Emerging Markets
 
Overview
Agenda
Registration
 Accommodations
 Presenters
Background Readings
Contact Us

Background Readings

Additional research can be found at the Zell/Lurie Real Estate Center at the Wharton School of Business, University of Pennsylvania


 Accord Européen sur un Code de Conduite Volontaire relatif à l'Information précontractuelle concernant les prêts au logement (download 28 kb PDF)

Addae-Dapaah, K. Housing finance for the ageing Singapore population: the potential of creative housing finance schemes. HABITAT INTERNATIONAL (U.K.); 20, No. 4:625-34, 1996. (download 538 kb PDF)

Almarza, Sergio. Capital Market Financing of Social Housing in Chile. Presentation for International Union of Housing Finance World Congress 2001 (cancelled). Also available at: www.housingfinance.org. (download 432 kb PowerPoint presentation)

Ambrose, Brent W. and Anthony Pennington-Cross. Local Economic Risk Factors and the Primary and Secondary Mortgage Markets. REGIONAL SCIENCE & URBAN ECONOMICS (NETHERLANDS); 30, No. 6:683-701, December 2000. (download 312 kb PDF)

Agence Nationale pour l'Information sur le Logement. The Expression of the Annual Percentage Rate of Charge in the Field of Mortgage Credit. (download 368 kb Word document)

Agence Nationale pour l'Information sur le Logement. L'Expression du Taux Effectif Global en Matière de Crédit Hypothecaire dans les Pays Membres de la Communauté Européenne. (download 144 kb Word document)

 Baytin, Cigdem. Dwelling in Turkey's 50 Years of 'Modern' Urbanization Period: Sample Istanbul. Yildiz Technical University, Faculty of Architecture, ENHR 2000 Conference, June 2000, Sweden (download 52 kb PDF)
 Beidl, Richard A. The Virtual Mortgage Bank: How Technology is Toppling Traditional Barriers. Towergroup. June 1999. Also available at: www.housingfinance.org. (download 241 kb PDF)
 Bennett, Paul, Richard Peach, and Stavros Peristiani. Structural Change in the Mortgage Market and the Propensity to Refinance. JOURNAL OF MONEY, CREDIT AND BANKING (U.S.); 33, No. 4:[955]-75, November 2001. (download 1000 kb PDF)

Bonczak-Kucharczyk, Ewa. Review of the State Housing Policy in Poland in the Nearest Years. The State Office for Housing and Urban Development, April 2000 (download 100 kb PDF)

 Boosting growth through home ownership. IMF SURVEY / INTERNATIONAL MONETARY FUND (INTERNATIONAL); 31, No. 5:74-77, March 11, 2002.. (download 384 kb PDF)
 Buckley, Robert M. Housing finance in developing countries. New York : St. Martin's Press, 1996. 208 pages.
 Chiuri, Maria Concetta, and Tullio Jappelli. Financial market imperfections and home ownership: a comparative study. CENTRE FOR ECONOMIC POLICY RESEARCH. DISCUSSION PAPER SERIES (U.K.); No. 2717:1-32, March 2001. (download 188 kb PDF)

J. Michael Collins, Eric S. Belsky, Micky Tripathi. Estimating Economic Impacts of Community Lending. Joint Center for Housing Studies, Harvard University, July 1999.

 Commission of the European Communities. Commission Recommendation de la Commission relative à l'information précontractuelle devant être fournie aux consommateurs par les prêteurs offrant des prêts au logement (download 32 kb PDF)
 Commission des Communautés Européennes. Recommandation on pre-contractual information to be given to consumers by lenders offering home loans (download 32 kb PDF)

Cruz, Bruno de Oliviera, Maria da Piedade Morais. Demand for Housing and Urban Services in Brazil: A Hedonic Approach. Institute of Applied Economic Research (download 203 kb PDF)

 Daphnis, Jr, Franck. "So, you want to do housing microfinance? : a guide to incorporating a home improvement loan program into a microfinance institution." Silver Spring, Md. : Cooperative Housing Foundation, 2001. 72 pages.
 Datta, Kavita and Gareth A. Jones, eds. Housing and finance in developing countries. London ; New York : Routledge, 1999. 270 pages.

Dijkgraaf, Cor. Private Building Sector in Disarray in Indonesia and Thailand. Its Consequences for Social Housing. Lessons to be Learned. ENHR 2000 Conference, June 2000, Sweden (download 46 kb PDF)

 Dumba, Dixon. Ministry of Local Government, Land and Housing, Peter Malpass, University of the West of England. The Development of Low Income Urban Housing Markets: A Case Study of the Republic of Bostwana. (download 45 kb PDF)
 Environmental and Urban Programs Support Project. Municipal Bond Markets Development in Developing Countries: The Experience of the U.S. Agency for International Development, November 1997 (download 381 kb PDF)
 Erbas, S. Nuri and Frank E. Nothaft. The role of affordable mortgages in improving living standards and stimulating growth : a survey of selected MENA countries. Washington, D.C.: International Monetary Fund,Middle Eastern Department, c2002. IMF working paper ; WP/02/17. (download 1.2 Mb PDF)
 European Agreement on a Voluntary Code of Conduct of Pre-Contractual Information for Home Loans (download 28 kb PDF)
 Ferguson, Bruce. Micro-finance of Housing: A Key to Housing the Low or Moderate-Income Majority? Environment and Urbanization. Volume 11, No. 1. April 1999. (download 92 kb PDF)
 Galal, Ahmed and Omar Razzaz. Reforming Land and Real Estate Markets. World Bank Policy Working Paper No. 2616: 1–40. Washington: World Bank, June 2001. (download 114 kb PDF)
 Glaeser, Edward, and Bruce Sacerdote. The Social Consequences of Housing. NATIONAL BUREAU OF ECONOMIC RESEARCH. WORKING PAPER SERIES (U.S.); No. 8034: 1–31, December 2000. Also available at: http://www.nber.org/papers/W8034. (download 385 kb PDF)
 Glenn, David. Freddie Mac. Future Trends in Housing Finance. Mortgage Banking. April 1999, page 37.(download 92 kb PDF)
 Halabi, Abdel Karim, Monash University; and Abdul Malik Mirza, Queensland University of Technology. Islamic Banking and the Housing Industry. For the International Union of Housing Finance. Available at: http://www.housingfinance.org (download 16 kb PDF)
 Hamm, Hartwig. Housing Finance in Transitional Economies—A Report on the OECD Meeting June 2000. Association of Public Bausparkassen, June 2000. (download 11 kb PDF)
 Henderschott, Patric, and Michael White. Taxing and Subsidizing Housing Investment: The Rise and Fall of Housing’s Favored Status. NATIONAL BUREAU OF ECONOMIC RESEARCH. WORKING PAPER SERIES (U.S.); No. 7928: 1-32, October 2000. Also available at: http://www.nber.org/papers/W7928 (download 196 kb PDF)
 Henneman, Charles. Mortgage and Asset Servicing for International Transactions. A publication of AGS Financial LLC. March 2001. (download 105 kb PDF)
 Housing finance : Key Concepts and Terms. Economic Commission for Europe. New York ; Geneva : United Nations, 1998. 54 pages.
 Hui, Eddie Chi-man and Bill Seabrooke. The housing allowance scheme in Guangzhou. HABITAT INTERNATIONAL (U.K.); 24, No. 1:19-29, March 2000. (download 96 kb PDF)

International Center for Economic Growth. Housing and Mortgage Policies in Developing Countries (download 65 kb PDF)

 Jaffee, Dwight M., and Bertrand Renaud. Strategies to Develop Mortgage Markets in Transition Economies. Washington DC: World Bank Working Paper Series, No. 1697: 1–29. December 1996. (download 1.5 Mb PDF)
 Johnson, Simon, John McMillan, and Christopher Woodruff. Property Rights and Finance. NATIONAL BUREAU OF ECONOMIC RESEARCH. WORKING PAPER SERIES (U.S.); No. 7928: 1-32, March 2002. Also available at: http://www.nber.org/papers/W78852 (download 152 kb PDF)
 Kendall , Leon T., and Michael J. Fishman, eds. A Primer on Securitization. First MIT Press paperback edition. Cambridge, Mass. : MIT Press, c2000. 189 pages.

Kibue, Susan and Dr. Allan Craven. Traditional and Cultural Aspects in Rural and Urban Housing in Kenya. University of Sheffield, ENHR 2000 Conference, June 2000, Sweden. (download 113 kb PDF)

 King, Peter. Understanding Housing Finance. London ; New York : Routledge, 2001. 198 pages.
 LaCour-Little, Michael. The Evolving Role of Technology in Mortgage Finance. Journal of Housing Research. Volume 11, Issue 2. 2000. (download 158 kb PDF)
 Lea, Michael J. Contractual Savings for Housing: How Suitable Are They for Transitional Economies? Washington DC: World Bank Working Paper Series, No. 1516: 1-68. September 1995. (download 3.1 Mb PDF)
 Lea, Michael. Prerequisites for Secondary Market Development. Summary from "Prerequisites for a Successful Secondary Mortgage Market: The Role of the Primary Mortgage Market," by Michael Lea, Housing Finance International, 15, 2, December 2000. (download 15 kb PDF)
 Lea, Michael. "Technology and Competition." Countrywide International Consultants for International Union of Housing Finance. Available at: http://www.housingfinance.org. (download 14 kb PDF)
 Lee, Michael. The Evolution of Housing Finance in Indonesia: innovative responses to opportunities. HABITAT INTERNATIONAL (U.K.); 20, No. 4:583-94, 1996. (download 916 kb PDF)
 Li, Xiaowei. Mortgage Market Development, Savings, and Growth. [Washington, D.C.]: International Monetary Fund working paper ; WP/01/36, Middle Eastern Department, c2001. (download 876 kb PDF)
 Lin, Emily Y. and Michael J. White. Bankruptcy and the Market for Mortgage and Home Improvement Loans. JOURNAL OF URBAN ECONOMICS (U.S.); 50, No. 1:138-62, July 2001.
 Liu, David. Exporting Mortgage Insurance Beyond the United States. From Housing Finance International . 2000. Available at: http://www.housingfinance.org. (download 96 kb PDF)
 Lodahl, Maria. The housing market in Russia: disappointing results. ECONOMIC BULLETIN / DEUTSCHES INSTITUT FUR WIRTSCHAFTSFORSCHUNG (GERMANY); 38, No. 6:195–204, June 2001. (download 144 kb PDF)
 McEwen, Alec. Land Reform in Developing Countries: Legal and Institutional Aspects. University in Calgary (download 89 kb PDF)
 Mitlin, Diana, ed. for the Habitat International Coalition. Housing Finance and Resource Mobilization : Recent Innovations. London : Human Settlements Programme, IIED ; Mexico: Habitat International Coalition, [1996]. 97 pages.
 Mulligan, Casey B. and Tomas J. Philipson. Merit Moves and Government Intervention: Public Finance in Reverse. NATIONAL BUREAU OF ECONOMIC RESEARCH. WORKING PAPER SERIES (U.S.); No. 7698:1-55, May 2000. Also available at: http://www.nber.org/papers/w7698. (download 244 kb PDF)
 Nordberg, Rainer. Alleviating Poverty Through Housing Development. United Nations Centre for Human Settlements. Volume 6, No. 4. 2000. (download 31 kb PDF)
 Nordberg, Rainer. Building Sustainable Cities. United Nations Human Settlements Programme. Habitat Debate. Volume 5, No. 2. (download 93 kb PDF)
 Otten, Herbert. Real Time Business Around Housing by Co-Operative Banks in Germany. Presentation for International Union of Housing Finance World Congress 2001 (cancelled). Also available at: http://www.housingfinance.org. (download 3.2 Mb PowerPoint presentation)
 Phromburi, Siriwat. Effective Housing Finance System. Bangkok, Thailand: Government Housing Bank. 2002. (download 44 kb PDF)

Pickering, Natalie. The Mexico Mortgage Market Boom, Bust and Bail Out: Determinants of Borrower Default and Loan Restructure After the 1995 Currency Crisis. Jonit Center for Housing Studies, Harvard University, April 2000 (download 119 kb PDF)

 Porteous, David. Coming second? Secondary market development in developing countries: A case study of South Africa. HOUSING FINANCE INTERNATIONAL (U.S.); 15, No. 1:18-25, September 2000. (download 580 kb PDF)
 Renaud, Bertrand M. Housing Finance in Transition Economies: The Early Years in Eastern Europe and the Former Soviet Union. Washington DC: World Bank Working Paper Series, No. 1565: 1-28. January 1996. (download 1.2 Mb PDF)

Salazar, Alex. The Crisis and Modernity of Housing Disasters in Developing Countries: Participatory Housing and Technology after the Marathwada Earthquake. (download 852 kb PDF)

 Sinai, Todd and Joel Waldfogel. Do Low-Income Housing Subsidies Increase Housing Consumption? NATIONAL BUREAU OF ECONOMIC RESEARCH. WORKING PAPER SERIES (U.S.); No. 8709: 1-37, January 2002. Also available at: http://www.nber.org/papers/W8709 (download 128 kb PDF)
 Smets, Peer. Community-based finance systems and their potential for urban self-help in a new South Africa. DEVELOPMENT SOUTHERN AFRICA (SOUTH AFRICA); 13:173-87, April 1996.
 Standard & Poor's. Securitization in Latin America: 2000. (download 984 kb PDF)
 Struyk, Raymond J. ed. for Urban Institute. Restructuring Russia's Housing Sector, 1991-97. Washington, DC: Urban Institute, c1997. 139 pages.
 Tipple, A. Graham. Housing policy in Ghana: towards a supply-oriented future. HABITAT INTERNATIONAL (U.K.); 22, No. 3:245–57, 1998.
 Trofimovas, Andrejus. Mortgage Insurance in Housing Finance—The Way to Go for Countries in Transition. Presentation for International Union of Housing Finance World Congress 2001 (cancelled). Also available at: http://www.housingfinance.org. (pdf 77 kb) (download 80 kb PDF)
 Tucker, Bob. The Retail Dimension: Re-thinking the provision of retail banking services to low-income countries. Banking Council of South Africa for the International Union of Housing Finance. Available at: http://www.housingfinance.org (pdf 64 kb) (download 64 kb PDF)
 Urban development and housing sector in Vietnam. JAPAN BANK FOR INTERNATIONAL COOPERATION. RESEARCH INSTITUTE FOR DEVELOPMENT AND FINANCE. JBIC RESEARCH PAPER (JAPAN); No. 3:1–157, December 1999. (download 4 Mb PDF)
 Watanabe, Masakazu, ed. New Directions in Asian Housing Finance: Linking Capital Markets and Housing Finance. [Washington, D.C.] : International Finance Corp., 1998. 241 pages.
 Wissoker, Douglas A., Wendy Zimmerman and George Galster. Testing for Discrimination in Home Insurance. Washington, DC: Urban Institute. December 1997. (view publication)
 Woolwich plc. The Open Plan Mortgage. Reprinted from UK: International Union of Housing Finance Journal Housing Finance International. June 2001. (pdf 72 kb) (download 72 kb PDF)
 Yu, Sam Wai Kam. The Hong Kong government's strategy for promoting home ownership—an approach to reducing the decommodifying effects of public housing services. INTERNATIONAL JOURNAL OF URBAN AND REGIONAL RESEARCH (U.K.); 21:537–53, December 1997.
 Zehnder, Andreas. Looking for Optimal Financing: Transfer from Classical Forms of Financing to Innovated Ones. European Federation of Building Societies. Available at: http://www.housingfinance.org (pdf 44 kb). (download 16 kb PDF)

Zhu Xiao Di, Huang Lei, Zhang Xinsheng. Housing and Economic Development in Suzhou, China: A New Approach to Deal with Inseparable Issues. Joint Center for Housing Studies, Harvard University, July 2000 (download 321 kb PDF)

WBI: Promoting knowledge and learning for a better world
 
Back to top
© 2001 The World Bank Group, All Rights Reserved. Terms and Conditions