Mr. Marc Bernstein
Executive Vice President, Business Direct, Business Banking Group
Wells Fargo

Marc Bernstein joined Wells Fargo in 1985 as an analyst in the Management Sciences Department of the Finance Group. In 1989, he became finance manager for the Business Loan Division before being named manager of planning and analysis for the Business Banking Group in 1991. In 1992, Bernstein established the Customer Information and Risk Management (CIRM) Division in the Business Banking Group. As the manager of CIRM, Bernstein led his team in developing new scoring technologies and risk management techniques, and created the group's database marketing initiatives. In December 1996, Bernstein was appointed head of Business Direct and, 18 months later, was promoted to executive vice president. Bernstein holds a bachelor's degree from Harvard, where he was awarded the Allyn J. Young Prize in economics. He has also earned a master's degree in statistics from Columbia University and an MBA from Stanford University.