Mr. Charles Chemel
Standard Bank of South Africa Limited
3 Simmonds Street
Johannesburg 2001
South Africa

Mr. Chemel is Director, Strategic and Product Development at Standard Bank of South Africa Limited. Previously, he has held positions at Standard Bank as Consultant for Human Resources, Planning and Information Systems; Senior Manager for Planning; and Assistant General Manager in various capacities, including, Human Resources Planning, Group Planning, Retail Market, Retail Banking, and other positions. He holds Bachelor of Science, Master of Science, and Master of Business Administration degrees.